Pensions

At Retirement

Pensions advice at retirementYou’ve worked hard all your life saving into your pension, now it’s time to draw your pension. We explain things in plain English and work hard to get you the best income to help you enjoy your retirement. Read more…

Pension Saving

Pension saving adviceA pension is simply a tax efficient way to save for retirement. Because the Government wants people to save money in preparation instead of relying on the state, there are some very generous tax breaks to encourage pension saving. Read more…

Annuities

What is an Annuity?An annuity pays a guaranteed income for life and is the most common way to convert a pension plan into an income. In practical terms it means handing over your pension fund to an insurance company, and in exchange they will pay you a guaranteed income for life. Read more…

Enhanced Annuities

Enhanced AnnuitiesAn Enhanced Annuity is just like a normal pension annuity, except you get paid more money than you would through a regular annuity because of health issues. Read more…

Drawdown

DrawdownIncreasing numbers of people are asking for greater flexibility from their pension. Traditionally people worked till 65 and then retired, but increasingly people are phasing their retirement, perhaps going part-time before they retire fully. The good news is that with a drawdown pension you can vary your pension payments according to your needs. Read more…